Manage your money better with Benki

Save smarter. Invest with purpose. Reach your goals faster — with expert fund recommendations tailored to you.

103+ users joined beta

What is Benki?

Your All-in-One Financial Solution

Are you tired of battling with poorly designed bank apps, struggling with saving towards a goal or projcet, and getting frustrated with investment tracking on spreadsheets? We understand the pain, and that's why we've created Benki!

Why Benki?

Say goodbye to confusing bank apps. Our AI Fund Manager allows you to save and manage your money in a breeze based on your goals and interests.

Build

Build a savings plan and watch your money grow with Benki.

Track

Track past, current, and future payments effortlessly.

Benefits

Enjoy numerous benefits such as Benki Health Insurance and many more.

Secured

Multi-factor authentication ensures high security.

Experience a new way of saving your money

User-Friendly X-perience

Benki can be used on USSD, Whatsapp, Mobile apps or any Licensed agent.

Business Credits

Get business and personal loans from Benki to enable you scale.

Benefits

As a Benki user you get access to Health Insurance benefits and much more.

Agents

Benki Agents are everyday people with a shared mission — to spread the message of smarter savings and help others reach their financial goals. As a Benki Agent, you’ll play a key role in educating and onboarding new users, all while earning as you go about your daily routine..

Whether you're a student, a small business owner, or a working professional, Benki gives you a platform to make a difference in your community — and get rewarded for it. You don’t need any marketing experience — just a passion for financial growth and a belief in what Benki stands for.

Be an Agent

Benki Savings Plan

Start Your Savings Journey

Set up your first savings plan with ease

What's included:

  • targeted savings with high interest

  • access to micro and short term loans

  • group savings with friends or family

  • save daily, weekly, or monthly automatically

  • detailed monthly reports

Unlock Full Goal-Based Saving

Create unlimited savings plans for different goals.

What's included:

  • track progress toward your financial goals

  • support and savings tips from experts

  • access to Benki benefits (health insurance)

  • target notifications

  • detailed monthly reports

Frequently Asked Questions

How does the app help me save money?
Is my money safe in the app?
Why is this app better?
Will it help me save money?

Take control of your financial future

Whether it's a dream vacation, the latest gadget, or an emergency fund, our app simplifies the process of setting and reaching your savings goals.

Automated Savings Plans

Set your targets & automatically transfer funds to your savings account.

Real-Time Market Insights

Stay informed with real-time market insights to get investment opportunities.

Personalized Investment Advice

Receive custom-tailored investment recommendations